Terms of Service

Terms of Service Agreement
Last Updated: November 2, 2024

Welcome to DebtFreeTaxes (“we,” “our,” or “us”). These Terms of Service (“Agreement”) govern your access to and use of our website, DebtFreeTaxes (the “Website”), and any services provided through the Website, including tax resolution and legal guidance (“Services”). By accessing or using our Website, you agree to comply with and be bound by this Agreement. If you do not agree to these terms, please do not use our Website or Services.

1. Acceptance of Terms

By using our Website or Services, you acknowledge that you have read, understood, and agree to be bound by this Agreement, our Privacy Policy, and any other agreements or policies referenced herein. We reserve the right to update or modify this Agreement at any time, and such changes will be effective upon posting on the Website.

2. Eligibility

You must be at least 18 years old to use our Website or Services. By using our Website, you represent and warrant that you are of legal age and have the authority to enter into this Agreement. If you are using our Services on behalf of an organization, you represent that you have the authority to bind that organization to this Agreement.

3. Use of Services

You agree to use our Website and Services only for lawful purposes. Our Services, including tax relief and debt resolution assistance, are intended solely for legitimate financial purposes. You are prohibited from using the Services for any fraudulent, abusive, or unlawful activity, including but not limited to:

  • Sending unsolicited emails or messages (“spam”);
  • Misrepresenting your identity or affiliation;
  • Using our services in violation of any applicable laws or regulations.

We reserve the right to suspend or terminate access to the Website or Services for violations of this section.

4. Payment Terms

Access to certain features or services on our Website may require payment. By purchasing any Services from us, you agree to pay the fees specified at the time of purchase. All payments are non-refundable unless otherwise stated. We reserve the right to modify our pricing at any time, but changes will not affect previously purchased Services.

5. Intellectual Property

All content on the Website, including but not limited to text, graphics, logos, images, and software, is the property of DebtFreeTaxes or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not use any content from the Website for commercial purposes without our express written consent.

6. Limitation of Liability

To the maximum extent permitted by law, DebtFreeTaxes and its affiliates, directors, employees, and agents shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from or in connection with the use or inability to use our Website or Services. This includes, but is not limited to, loss of financial opportunity, business interruption, or profits, even if we have been advised of the possibility of such damages.

7. Disclaimer of Warranties

The Website and Services are provided on an “as-is” and “as-available” basis. We make no representations or warranties of any kind, express or implied, regarding the operation of the Website, the quality or accuracy of the Services, or the reliability of any content provided. You agree that your use of the Website and Services is at your sole risk.

8. Indemnification

You agree to indemnify, defend, and hold harmless DebtFreeTaxes, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses arising out of or in connection with your use of the Website or Services, your violation of this Agreement, or your violation of any applicable laws or regulations.

9. Termination

We reserve the right to terminate or suspend your access to the Website or Services at any time, without notice or liability, if we determine that you have violated this Agreement or engaged in conduct harmful to our interests or the interests of other users.

10. Governing Law

This Agreement shall be governed by and construed in accordance with the laws of the State of [Insert Jurisdiction], without regard to its conflict of law provisions. Any disputes arising out of or in connection with this Agreement shall be subject to the exclusive jurisdiction of the courts of [Insert Jurisdiction].

11. Messaging

TCPA Compliance
By providing your contact information (including phone numbers and email addresses) through the use of our Services, you expressly consent to receive communications from DebtFreeTaxes or its authorized agents via calls, text messages, emails, or other electronic means in compliance with the Telephone Consumer Protection Act (TCPA), 47 U.S.C. § 227. You understand that these communications may be related to your account, service updates, promotional offers, or marketing.

Your Consent:
By providing your contact details, you agree that:

  1. You are the current subscriber or owner of the provided phone number(s) and have the authority to give this consent.
  2. You understand that these communications are not a condition of purchasing any goods or services.

Opt-Out:
You may revoke your consent to receive communications at any time by:

  • Replying "STOP" to any text message you receive from us.
  • Clicking "unsubscribe" in promotional emails.
  • Contacting us at [Insert Contact Information] to request cessation of communications.

12. Dispute Resolution

Any disputes arising out of or relating to these Terms, the Website, or Services shall be settled by binding arbitration in accordance with the American Arbitration Association’s (AAA) rules. You agree to waive any right to a trial by jury or to participate in a class action. Any arbitration will be conducted in [Insert Jurisdiction] unless agreed otherwise.